The 2025 New Jersey Gubernatorial Candidates Transportation Voter Guide was prepared by the University Transportation Research Center (UTRC).

This guide is an objective comparison of the transportation policy positions of the two major candidates, Jack Ciattarelli (Republican) and Mikie Sherrill (Democrat), for the New Jersey gubernatorial election.

Every four years, the University Transportation Research Center (UTRC) releases an independent, non-partisan report analyzing the transportation policy positions of New York City’s mayoral candidates. The report is part of a long-standing effort to help voters understand where candidates stand on key mobility issues, from public transit and street safety to taxi, for-hire vehicle, and freight regulation.

This report, prepared by Matthew W. Daus for the National Limousine Association (NLA), provides an in-depth examination of the rising cost of commercial auto insurance for executive sedan, limousine, and broader for-hire vehicle operators across the United States. It is intended to inform industry stakeholders—including operators, insurers, and policymakers—of the systemic challenges contributing to these cost increases and to offer a roadmap for meaningful reform.

This report examines the rise of illegal and unlicensed for-hire vehicle (FHV) operations in New York and New Jersey, focusing on unauthorized taxis, limousines, and off-platform rideshare drivers. It identifies the risks they pose, the regulatory gaps they exploit, and the enforcement challenges confronting state and local authorities. 

The NYC taxi and for-hire vehicle (“FHV”) insurance crisis has reached a pivotal point, driven by high insurance premiums that threaten to price-out individual drivers and fleet owners and rooted in the $700 million insolvency of the New York City taxi and FHV market’s biggest insurer, American Transit Insurance Company (“ATIC”). This report seeks to identify the root causes of the crisis and propose actionable reforms to address the industry’s challenges.